Home Insurance
Comprehensive protection for your home and all personal property inside as well as medical and legal coverage.
Auto Insurance
Complete coverage no matter the size or amount of damage, your policy will replace or repair your vehicle and help passengers.
Renters Insurance
More affordable than you think (less than $8 a month in most cases) and most importantly it covers all of your belongings.
Condo Insurance
There are limits to your condo association's policy and for that reason condo insurance will protect any loss you incur to the interior of your condo as well as your possessions.
Health Insurance
Enjoy the peace of mind knowing you and your family are protected from expensive medical bills. Compare health insurance quotes and select the best policy for you and your family.
Life Insurance
Feel confident and proud that your love ones will be provided for financially after your death.
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Auto Insurance
Auto Insurance provides the necessary security and protection for you and your family members in case of a car accident. No matter the size and amount of damage, you and your family are financially protected. You can feel safe in knowing your car insurance policy will replace or repair your vehicle as well as provide legal and medical/injury protection.
Types of Auto Insurance
Understanding your coverage is just as important as having the protection itself. Why buy a car without a test drive and look under the hood first, right!
Auto insurance is actually a combination of individual coverages packaged as one; each equally important however once combined it represents a standard car insurance policy. While every underwriter markets their policies differently with unique features and special offers, a standard auto insurance policy will include the following:
Comprehensive Damage Protection – covers damage and/or loss caused by event other than automobile collision
Personal Injury or Fault/No-fault Coverage – covers injures/medical expenses of driver and passengers (depending on your state, the person at fault is held liable)
Collision Coverage – covers damage and/or loss caused by collision with another vehicle and/or object
Medical Coverage – covers medical bills and funeral expenses of injured driver and passengers
Property Damage – covers damages and/or losses to the other parties’ property (if you are determined to be at fault)
Uninsured/Underinsured Motorist – covers damage and/or loss caused by a motorist with no or little insurance
Bodily Injury Protection – coverage if someone is injured or killed (includes legal protection in most cases)
Additional coverages are available under your auto insurance policy at a premium. These value-added services include: emergency roadside assistance or mechanical failure.
Why is Auto Insurance important?
1) In some states, it is against the law to operate a vehicle without auto insurance. Punishment can equal either a fine or possible imprisonment in certain situations
2) Protects the investment made in your vehicle
3) Provides financial protection in the event you are held liable for an accident. It is common for medical expenses to cost well over $100,000 in some cases.
4) Most importantly, its protection against what is uncertain including non-collision events like theft or natural disasters
To receive a free, no obligation insurance rate quote: click GET A QUOTE or call us at (800) 653-0104 Ext. 3.
Special Discounts
There are tons of special discounts; the problem is that most of us do not know what they are or who to ask. Tenants Direct can help. Special discounts are available for: AARP memberships, military personnel (current and former), good driving history, teachers, strong academic achievements and many more. Ask our insurers if you qualify for these and other special discounts on auto insurance.
* Coverage and premiums may vary by city, state and individual qualifications.
